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Plight of the debtors who can’t afford bankruptcy

In the collections industry, there’s always a balance to be struck between enabling creditors to receive the money due to them and helping debtors to get back on their own two feet. That’s a point made in an editor’s letter in CCR Magazine that suggests one obstacle to this is the cost to individuals of entering bankruptcy (remembering that companies in trouble go into liquidation, a different process). It followed n
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