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I have, as Baldrick would say, a cunning plan for the next government of whatever political hue they might be. It’s to sort out the continuing scandal of late payment that bedevils small firms in this country. Now, I may be doing myself out of some business here, because when small firms don’t get paid, they can get into debt and even go under. And that’s when SJ Collections are called in by creditors to assist in ge

New year 2014 is upon us and you don’t have to search very far online to find articles encouraging you to spring clean your finances. Well, it’s still winter, and often these pieces are targeted at consumers who may have overspent on the seasonal goodies. But January is a good time for small and medium enterprises to resolve to get things right in the new financial year that begins in April. For the collections indus