A happy Easter and/or Passover to you — whichever you celebrate.
We’re now at the start of the new tax year, and I hope you’ve made a resolution to start it by minimising both the debt you owe and the debt you’re owed. Strong, effective systems can help with both, but if you have difficulties recovering money that’s owed to you, you’re very welcome to get in touch with SJ Collections.
News from my Blog
We hear constantly about takeovers among large companies, and the debt collection sector is no exception. Two major takeovers of collection companies have been announced recently, and I’ve discussed their potential implications.
Bailiffs aren’t generally the most popular of professions, but they can be your friend if you’re owed money. I’ve discussed on my blog how they can be especially effective if you need to recover debts from a commercial company.
And Speaking of Bailiffs…
Long ago, debt collection used to be an uncontrolled, strong-arm business, and bailiffs were no exception. They could force their way into your home and strip it of all your assets. Those days are long past, and debt collection is now a respectable, well-regulated industry. Bailiffs are regulated, too — and most of them obey the regulations.
However, a report by the Ministry of Justice recently highlighted that a small minority of bailiffs are still behaving in ways that are not only unethical, but also illegal.
Since 2014, it’s been against the law for bailiffs to enter a home at night, use force or enter a home at all when only children are there. They’ve also been prevented from taking items seen as essential, such as cookers, microwaves, fridges or washing machines.
The great majority of bailiffs stick to these rules, but the MoJ has found evidence a few are still using aggressive methods to get results. Hopefully you’ll never be on the wrong end of a bailiff’s visit, but if you are facing this, make sure you know in advance how they are or aren’t entitled to act.
All this, of course, is in marked contrast with the way reputable debt collection companies operate — including SJ Collections. Though I’ll doggedly pursue your right to recover your debts, it’ll all be done in a completely legal and ethical way — never with strong-arm tactics.