Private Rented Sector

Client Money Protection Schemes — What Can You Expect from a Letting Agent?

When you’re selecting a letting agent to manage your rental properties, it’s vital to pick the right one. There are plenty of good agencies around, but unfortunately not every agency meets the minimum standards. Picking the wrong one could leave you in financial trouble. No doubt you have a list of questions for any prospective letting agency, but does this include whether they’re a member of a client money protectio
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If You Have Great Tenants, You Want to Keep Them — Here’s How

The perfect balance for any landlord is to ensure a regular, unbroken income from your property with a minimum of effort and hassle. And the best way of ensuring that is to keep any good tenants you already have. The obvious advantage of keeping a good tenant is that you won’t have gaps in the rent coming in, but there are other benefits. If the tenancy isn’t constantly changing, you’ll be spending
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The Moratorium Ends — The Start of Back to Normal for Landlords?

Early in the pandemic, the government brought in a moratorium on evictions for rent arrears. While this was good news for tenants struggling to pay, often through no fault of their own, it’s been a nightmare for some landlords, who have been unable to do anything about lack of rent. From 1st June, however, the moratorium no longer applies — but is this really back to normal for landlords? The History of the Mor
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Property Inventories — Not Just Lists

A landlord has a lot to do at the start of a tenancy, and it can be tempting to treat the inventory as just one more tick in a box. If you’re lucky enough to have a model tenant, that might be enough — but any problem during the tenancy can make a full and detailed inventory crucial. And that can include the need for photo and video evidence. Why Are Photos and Videos Necessary for an Inventory? If a dispute sh
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How Is Enforcement Being Handled During the Lockdown?

During the first Covid-19 lockdown, we were in unknown territory, and rules had to be worked out on the go. This time, we’re more used to being locked down, and regulations (many of which are much the same as for tiers 2 and 3) have been put quickly in place. And this includes the regulations for enforcement visits for writs of control, writs of possession and serving eviction orders. The Rules for Writs of Con
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On 16th OCTOBER 2020, RYAN BEMBRIDGE headlined in the above A quarter (23%) of home-owners are worried about renewing their mortgage during the pandemic, a poll from specialist broker Willow Private Finance has found. A third (32%) said their income was less secure now than before the pandemic, while more than one in 10 (12%) had to take a payment holiday during COVID. The proportion of those feeling less financially
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Rents and Evictions — What Can and Can’t You Do During the Coronavirus Crisis?

As you’re no doubt aware, in March the government brought in measures effectively preventing landlords from evicting tenants during the coronavirus lockdown. This was originally intended to run until this month, but the government has now extended the moratorium on evictions until 23rd August 2020. What Does This Mean for Me? One expected announcement that hasn’t materialised is that tenants would be gran
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Fraudsters Are Running Rings Round Right to Let

As I reported in the spring, the government has introduced tougher measures against landlords who fail to meet their regulations. One of the most controversial of these is the Right to Rent rules, obliging a landlord to make sure all tenants are in the country legally. This has created a whole extra layer of bureaucracy for landlords and letting agents. The BBC has revealed, though, that fraudsters are making their p
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New Restrictions on Buy-to-Let Borrowing

A well-planned buy-to-let can be an excellent business model, but a badly prepared one can end in disaster. One of the biggest dangers is taking on a mortgage you can’t cope with, leading to debt, default and the loss of all your assets. From the 30th September, though, the Bank of England’s Prudential Regulatory Authority arm will be cracking down on buy-to-let mortgages to make sure borrowers don’t overreach themse
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Rogue landlords in London are now going to be named

Rogue landlords in London are now going to be named and shamed online. A recent survey showed that 60% of renters in London live in properties with serious issues that landlords have a legal obligation to address. As part of a push to deal with this, the Mayor is launching an online list of residential landlords who have been convicted of illegal practices This shouldn’t worry conscientious landlords. In fact, it cou
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